Sending money using your available Venmo funds, a linked bank account, or a debit card is free of charge. However, a 3% fee is applied when you send money using a linked credit card. There is no monthly fee, and no cost to sign up for Venmo. Find more information on Venmo Fees here.

Yes, you have control over the privacy of each payment. You can set your payments to Public, Friends, or Private. This allows you to choose whether to share your transaction with everyone on Venmo, just your friends, or keep it completely private. Payments will always default to the most restrictive privacy settings between payment partners.

Venmo Groups simplifies splitting expenses for shared activities like household bills or trips with friends. You can create a group within the app, add expenses as they come up, and adjust each person's share. When you're ready to settle up, Venmo handles the calculations to ensure everyone pays the correct amount.