Venmo everything

Pay friends, shop businesses, and check out with Venmo wherever you shop.

*Venmo purchase restrictions apply.

More ways to pay

Pay instantly with the Venmo Debit Card,¹ and earn up to 5% cash back² at some of your favorite brands. No monthly fee or minimum balance.

Get the Venmo Debit Card

Earn up to 3% cash back on eligible purchases with the Venmo Credit Card.³ There’s no annual fee,⁴ no limit to the cash back you can earn, and no impact to your credit score if declined.⁵

Apply now

Connect your Venmo account to thousands of apps and websites to quickly check out using your Venmo balance⁶ or a linked payment method.

Explore ways to pay

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From trips to takeout

Send and receive money with Venmo friends to split everyday necessities, bills, and shared activities, like takeout or travel. Need a gift? Keep it simple and make any payment feel extra special with Venmo. To send a gift card,⁷ simply tap the Gift button and choose from top brands.

See how it works

Meet Venmo Stash rewards

Do more Stash, get more cash. Join the Venmo Stash rewards program to earn up to 5% cash back** on your favorite bundle of brands when you spend with the Venmo Debit Card or choose Venmo at checkout.

Venmo Stash bundle terms and exclusions apply. Max $100 cash back per mo. Venmo checkout not available at all merchants.

**Requires Direct Deposits of $500+ each month.

Learn about Venmo Stash

Purchase crypto

Start your journey for only $1. Buy, track, transfer, and sell crypto through the Venmo app.⁸

Learn more about crypto

Grow a business

Create a business profile to engage customers and take payments with a seamless checkout experience people already know and trust.

See ways to get paid

Get the app

Download the Venmo app

The Venmo Mastercard® is issued by The Bancorp Bank, N.A., pursuant to license by Mastercard International Incorporated. Card may be used everywhere Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. The Bancorp Bank, N.A. is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from Venmo.

Venmo Stash bundle terms and exclusions apply. Max $100 cash back per month. Venmo checkout not available at all merchants.

See Venmo Credit Card Rewards Program Terms. Use of cash back is subject to the terms of the Venmo User Agreement. The Venmo Visa Credit Card is issued by Synchrony Bank pursuant to a license from Visa USA Inc. VISA and Visa Signature are registered trademarks of Visa International Service Association and used under license.

⁴

See Terms & Rates for New Accounts.

⁵

Application subject to credit approval. You must be at least 18 years old and reside in the US or its territories to apply. You must have a Venmo account in good standing, that has been open for at least 30 days prior to application. An approved Venmo Credit Card application will result in a hard credit inquiry, which may impact your credit bureau score. Pre-approved offers can only be accepted through the Venmo app.

⁶

Ability to use money in your Venmo account to make purchases with authorized merchants is subject to Venmo verifying your identity. Learn more.

⁷

Venmo account required. Eligibility requirements and terms apply.

⁸

Venmo accounts required.

Venmo’s crypto services are provided by PayPal Digital, Inc. (doing business as Venmo Digital; NMLS ID #: 2610315), located at 117 Barrow Street, New York, NY 10014, a New York State limited purpose trust company chartered by the New York State Department of Financial Services (NYDFS) to engage in virtual currency business.

Venmo is a service of PayPal, Inc., a licensed provider of money transfer services and located at 2211 North First Street, San Jose, CA 95131. All fiat money transmission is provided by PayPal, Inc. pursuant to PayPal, Inc.’s licenses (NMLS ID#: 910457).

When you buy or sell cryptocurrency with Venmo Digital, Venmo will disclose an exchange rate and any fees you will be charged for that transaction. For currencies other than PYUSD, the exchange rate includes a spread that is earned on each purchase and sale. Learn more about cryptocurrency fees on Venmo.

Buying and selling cryptocurrency is subject to a number of risks and may result in significant losses. Please see Venmo’s disclosure for more details.

Neither Venmo nor its affiliates make any recommendations regarding buying or selling cryptocurrency. Consider seeking advice from your financial and tax advisor. Some custody, buying, selling, and transfer services for cryptocurrency are performed for Venmo Digital by its licensed service provider, Paxos Trust Company, N.A. PayPal USD is issued by Paxos, not Venmo Digital, and is subject to the Paxos US Dollar-Backed Stablecoin Terms and Conditions.

Any cryptocurrencies you hold in your Venmo Digital account are not deposits, are not eligible for pass-through FDIC insurance and may lose value. FDIC insurance protects against the failure of a Program Bank, not the failure of PayPal (which provides the Venmo service) or Venmo Digital. PayPal and Venmo Digital are not banks, do not take deposits and are not FDIC insured.

Cryptocurrency activity is not a regulated activity in many U.S. states and territories. Buying, selling, transferring, and holding cryptocurrency with Venmo Digital is not available where prohibited by law.

All cryptocurrency prices shown are for illustrative purposes only.

For questions or complaints, contact us through our Help Center or call Venmo at (855) 812-4430.

You may also bring your complaints to the New York State Department of Financial Services (NYDFS), One Commerce Plaza, 99 Washington Avenue, Albany NY; 12256; www.dfs.ny.gov; (800) 342-3736.

All trademarks and brand names belong to their respective owners. Use of these trademarks and brand names do not represent endorsement by or association with this card program. All rights reserved. Standard data rates from your wireless service provider may apply.

How it works

Ways to pay

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