Venmo everything

Send money to friends, pay businesses, and check out with Venmo when you shop.

*Venmo purchase restrictions apply.

Send. Split. Gift.

Pay friends. Schedule payments. Split group expenses. Send gift cards.¹ You can even pep up your payment with Venmojis and GIFs.

See how it works

More ways to pay

Pay instantly with a Venmo Debit Card,² no transfers or delays. And, earn up to 5% cash back³ at some of your favorite brands.

Get the Venmo Debit Card

Earn up to 3% cash back on eligible purchases with the Venmo Credit Card.⁴ There’s no annual fee,⁵ no limit to the cash back you can earn, and no impact to your credit score if declined.⁶

Apply now

Connect your Venmo account to thousands of apps and websites to quickly check out using your Venmo balance⁷ or a linked payment method.

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Your rewards era starts with Stash

Join Venmo Stash rewards and earn up to 5% cash back³ at top brands. Just use your Venmo Debit Card or choose Venmo at checkout to start earning, then unlock even higher rewards as your monthly spending grows.

Venmo Stash bundle terms and exclusions apply. Max $100 cash back per mo. Venmo checkout not available at all merchants. 5% requires $1,500 in qualifying monthly spend.

Learn about Stash

Purchase crypto

Start your journey for only $1. Buy, track, transfer, and sell crypto through the Venmo app.⁸

Learn more about crypto

Grow a business

Create a business profile to engage customers and take payments with a seamless checkout experience people already know and trust.

See ways to get paid

Get the app

Download the Venmo app

Venmo account required. Eligibility requirements and terms apply.

The Venmo Mastercard® is issued by The Bancorp Bank, N.A., pursuant to license by Mastercard International Incorporated. Card may be used everywhere Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. The Bancorp Bank, N.A. is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from Venmo.

Venmo Stash bundle terms and exclusions apply. Max $100 cash back per mo. Venmo checkout not available at all merchants. 5% requires $1,500 in qualifying monthly spend.

⁴

See Venmo Credit Card Rewards Program Terms. Use of cash back is subject to the terms of the Venmo User Agreement. The Venmo Visa Credit Card is issued by Synchrony Bank pursuant to a license from Visa USA Inc. VISA and Visa Signature are registered trademarks of Visa International Service Association and used under license.

⁵

See Terms & Rates for New Accounts.

⁶

Application subject to credit approval. You must be at least 18 years old and reside in the US or its territories to apply. You must have a Venmo account in good standing, that has been open for at least 30 days prior to application. An approved Venmo Credit Card application will result in a hard credit inquiry, which may impact your credit bureau score. Pre-approved offers can only be accepted through the Venmo app.

⁷

Ability to use money in your Venmo account to make purchases with authorized merchants is subject to Venmo verifying your identity. Learn more.

⁸

When you buy or sell cryptocurrency on Venmo (including when you check out with crypto), Venmo will disclose an exchange rate and any fees you will be charged for that transaction. For currencies other than PYUSD, the exchange rate includes a spread that is earned on each purchase and sale. Learn more about cryptocurrency fees on Venmo.

Buying and selling cryptocurrency is subject to a number of risks and may result in significant losses. Please see Venmo’s disclosure for more details.

Venmo does not make any recommendations regarding buying and or selling cryptocurrency. Consider seeking advice from your financial and tax advisor. Some custody, trading, and transfer services for cryptocurrency are performed for Venmo by our licensed service provider, Paxos Trust Company, LLC. PayPal USD is issued by Paxos, not Venmo, and is subject to the Paxos US Dollar-Backed Stablecoin Terms and Conditions.

Any cryptocurrencies you hold in your Venmo account are not deposits, are not eligible for pass-through FDIC insurance and may lose value. FDIC insurance protects against the failure of a Program Bank, not the failure of the Venmo service. Venmo is not a bank, does not take deposits and is not FDIC insured.

Cryptocurrency activity is not a regulated activity in many U.S. states and territories. Venmo is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. Buying, selling, transferring, and holding cryptocurrency with Venmo is not available in Hawaii and where prohibited by law.

All cryptocurrency prices shown are for illustrative purposes only.

All trademarks and brand names belong to their respective owners. Use of these trademarks and brand names do not represent endorsement by or association with this card program. All rights reserved. Standard data rates from your wireless service provider may apply.

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