The Venmo Credit Card is just a few clicks away



Start earning smarter rewards1 with no annual fee.†

Or scan to apply in the Venmo app

Make sure you have the Venmo app. Apply in the app and, if approved, you will receive access to your virtual card & rewards details, statements, and more.

Perks you can count on

Simplified cash back

Automatically earn up to 3% cash back on your top spending category, 2% on the next, and 1% on all other eligible purchases.2 

Easy-to-split purchases

Divvy up purchases with Venmo friends like a regular payment using the app or the custom QR code on the front of your card.  

Powered by Venmo

Your favorite app is your copilot for everything you do with the card, from shopping and earning to making payments.

Ready to start earning rewards?

Apply now

Or scan to apply in the Venmo app

†See Terms & Rates for New Accounts

1Subject to credit approval. You must be at least 18 years old and reside in the US or its territories to apply. You must have a Venmo account in good standing, that has been open for at least 30 days prior to application. An approved Venmo Credit Card application will result in a hard credit inquiry, which may impact your credit score. Pre-approved offers can only be accepted through the Venmo app.

2Earn 3% in the eligible top spend category, 2% in the second eligible top spend category, and 1% back on the rest, subject to the limitations and restrictions set forth in the Reward Program Terms. Use of cash back is subject to the terms of the Venmo User Agreement.


All screen images shown are for illustrative purposes only. Actual experience will be based on account activity.

The Venmo Credit Card is issued by Synchrony Bank pursuant to a license from Visa USA Inc. VISA is a registered trademark of Visa International Service Association and used under license.