Earn cash back rewards¹ based on your personal spending each month in these categories:
Transportation
Travel
Grocery
Entertainment
Dining & Nightlife
Bills & Utilities
Health & Beauty
Gas
Automatically earn up to 3% cash back on your eligible top spend category, 2% on the next, and 1% on the rest — we’ll do the math.
Get all of these features — and the benefits below — with no annual fee.²
Keep tabs on your Venmo Credit Card activity in the app. View every purchase, split, reward and payment in one place.
Shop with your Venmo Credit Card everywhere Visa® credit cards are accepted, in more than 200 countries around the globe. Swipe, tap, or pay online for quick, contactless checkout.
Shopping is effortless with your virtual card. Pull up your card details in the app to shop online anytime — even before your physical card arrives. Was your card compromised? Simply reset your virtual card in the app and keep shopping.
Split credit card purchases with Venmo friends, and pay or get paid back with Venmo. Apply payments from your Venmo friends to your Venmo account or directly to your credit card bill — it’s up to you!
The unique QR code on your card gives you another way to settle up with Venmo friends. A quick scan of your QR code pulls up your Venmo profile to pay or get paid.
Consistently earn rewards when you use your credit card to set up recurring bill pay³ for your monthly expenses. Automatically earn up to 3% cash back¹ on payments made with your credit card — right to your Venmo account.
With Visa Signature®, enjoy benefits reserved for our most valued cardholders, including servicing benefits and experiential travel and lifestyle benefits.
24/7/365 cardholder support from anywhere in the world. For assistance at any time, contact:
Call toll-free from the US:
855-878-6462
From outside the US:
937-534-3654
We’ve got your back. With our Zero Liability Policy, you won’t be held responsible for unauthorized transactions made with your card or account information. You’re covered if your card is ever lost, stolen or fraudulently used. Notify Synchrony immediately of any unauthorized use:
Call toll-free from the US:
855-878-6462
From outside the US:
937-534-3654
If your card has been lost or stolen, help is just a phone call away. With our 24/7 support, you can contact Synchrony at any time for assistance with blocking or having a replacement card shipped to you in the US or abroad.
Call toll-free from the US:
855-878-6462
From outside the US:
937-534-3654
In case of emergency, Visa can arrange for a wire cash transfer to be available at a location near you, usually within hours of approval by Synchrony.⁴ Some restrictions/limitations apply.
Call toll-free from the US:
800-847-2911
For a complete list of toll-free numbers from international countries, visit this link.
Roadside Dispatch is a pay-for-use⁵ roadside assistance program. No membership or pre-enrollment is required. No annual dues. No limit on usage. You have the convenience of one toll-free number and may save money because rates are pre-negotiated. For roadside assistance, call 800-847-2869.
For a set price per service call, the program includes:
Standard towing, up to 5 miles included⁶
Tire change. Must have a good, inflated spare
Jumpstarting
Lockout service (no key replacement)
Fuel delivery up to 5 gallons (plus the cost of fuel)
Standard winching
Certain terms, conditions, and exclusions apply. Please refer to your guide to benefits for further details.
Travel and Emergency Assistance Services and made available to help you in case of an emergency while you are traveling away from home. The Benefit Administrator can connect you with appropriate local emergency resources available, 24 hours a day, 365 days a year.
Please note that due to occasional issues such as distance, location or time, neither the Benefit Administrator nor its service providers can be responsible for the availability, use, cost or results of any medical, legal, transportation or other services.
To use services, call the toll-free Benefit Administration line at 800-992-6029. If you are outside the United States, call collect at 804-673-1675.
Certain terms, conditions, and exclusions apply. Please refer to your guide to benefits for further details.
Take advantage of Visa Luxury Hotel Collection benefits,⁷ including:
Best Available Rate Guarantee
Room upgrade: upon arrival, you will be upgraded to the net highest room class for the duration of your stay, when available
USD $25 Food/Beverage Credit
Continental Breakfast Daily
VIP Guest Status
Complimentary In-Room Wi-Fi, when available
3 pm Checkout Upon Request, when available
Enjoy 10% off at over 95 golf courses worldwide.⁸ Plus, complimentary Visa Signature Concierge⁹ assistance reserving tee times. Call your Visa Signature Concierge at (800) 953-7392.
Book your next road trip with your Venmo Visa Signature card to receive up to 25% off base rates on qualifying rentals from Avis and Budget. Your card can also unlock complimentary upgrades (when available), waived Additional Driver Fee and 10% saving on XM Satellite radio rental. Terms and Conditions apply. To learn more and book visit Avis and Budget.
Enjoy Visa Signature service 24 hours a day, 7 days a week by calling 800-953-7392. The Concierge can help you make reservations or bookings, or gift purchases.¹⁰
The benefits and services as further described in the Visa Guide to Benefits are provided solely by Visa. Venmo, PayPal and Synchrony Bank do not endorse, recommend, warrant or take responsibility for these offered benefits.
Click here to see the full list and learn more about your Visa Signature benefits.
¹ Use of cash back is subject to the terms of your Venmo account. Review your Venmo Credit Card Rewards Program Terms for more information.
² See Terms and Rates for New Accounts.
³ Visa may not be accepted by all service providers.
⁴ Callers in certain countries dialing these numbers, including the collect number from mobile or hotel phones might be charged fees. Visa will not be responsible for any fees incurred. If you experience difficulties using any of the toll-free numbers, please call collect at 303-967-1096 (collect calls are places using the local operator). If you are hearing impaired and in the US, call 800-TDD-1213 (for Canada: 305-278-4285, and other countries: 512-865-2002).
⁵ Current fee for a standard service call is $69.95. Customers must pay service provider mileage over five (5) miles. A secondary unit being towed behind is not included but can be accommodated for an additional fee. Standard winching applies within 100 feet of paved or county-maintained road only. Additional fees may apply for winching services under certain circumstances. Service call fees are subject to change at any time; however, callers will be notified of pricing prior to any service dispatch. This program may be discontinued at any time without prior notice. Program void where prohibited.
⁶ Any vehicle with wheels is covered under program as long as it can be classified as “Light Duty.” “Light Duty” vehicles are vehicles that weigh 10,000 lbs. or less. Vehicles weighing more than 10,000 lbs. are considered “Medium Duty” or “Heavy Duty” and are NOT covered under this program.
Additional Terms: Service providers supplying emergency roadside assistance and towing are independent contractors and are not solely liable for their services. Neither Visa nor your financial institution shall have any responsibility or liability in connection with the rendering of the service. Emergency roadside assistance and towing may not be available in areas not regularly traveled, now in other “off road” areas not accessible by ordinary towing services. Weather conditions, time of day, and availability of service may affect assistance responses.
Expectations for dispatch are set with the customer on every call, and an expected estimated time of arrivals provided to the customer regardless of their location. However, neither Visa nor your financial institution provides any assurances as to the ability of the service provider to meet such estimates. You are responsible for any roadside assistance or towing charges incurred by facilities responding to your request, even if you are not with your vehicle or your vehicle is gone upon their arrival. 24-hour roadside assistance services provided by: Cross Country Motor Club, Inc. d/b/a Agero, a Massachusetts corporation, and Cross Country Motor Club of California, Inc., a California corporation.
⁷ In cases where one of the benefits is not available at a hotel, the hotel may provide a substitute benefit of equal value. Some hotels may provide one of the benefits as a standard feature of the room being booked. In those cases the hotel may or may not provide a substitute benefit of equal value. Resort fees that cover any of the benefits are not reimbursable. Reservations must be booked either on a Visa Signature Luxury Hotel Collection website or through Visa Concierge for benefits to apply. Please consult the terms and conditions for each property.
⁸ U.S.-issued Visa Signature credit cardholders are entitled to receive complimentary Silver status in the Troon Rewards® program. Existing Troon Rewards members who have already attained Silver status or higher will be upgraded to the next membership level. An eligible U.S-issued Visa Signature credit card is required for tee time reservations. At the Silver, Gold, and Platinum membership levels, the cardholder will be entitled to a 10%, 15% and 20% discount respectively on golf fees reserved on the Visa Signature Troon website or on merchandise purchases made at the golf properties when using their Visa Signature credit card. Troon, Visa or its issuers or any of its concierge providers are not responsible for any claims or damages arising from this offer. By reserving through Troon, the cardholder consents to be bound by all the terms and conditions, as stated herein. Troon and Visa reserve the right to modify or cancel this offer at any time without notice.
Limitations of Liability (LOL): Participant agrees to comply with all applicable venue regulations with respect to the offer. In redeeming this offer, participant, on behalf of himself/herself and his/her immediate family members (spouse, parents, children and siblings and their spouses) and individuals living in the same households of such participants, whether or not related, agrees to release and hold harmless officers, directors, employees, agents, and assigns of Synchrony, Troon, Visa Inc., Visa U.S.A. Inc., Visa International Service Association, Qualfon Inc. and their respective parents, subsidiaries, successors, affiliates, and related companies, client financial institutions, prize suppliers, and advertising, promotion and marketing agencies, including International Merchandising Company LLC, (collectively, the “Released Parties”) from any and all liability or damage of any kind (including personal injury) resulting from or arising from participation in the event or acceptance, possession, use, misuse or nonuse of the offer (including any travel or travel-related activity thereto).
⁹ Visa Signature cardholders are responsible for the payment of any and all charges associated with any goods, services, reservations or bookings purchased or arranged by the Visa Signature Concierge on the cardholder’s behalf. Any such purchases or arrangements are solely between the cardholder and the respective merchant, and Visa is not party to the transaction. All goods and services subject to availability. See full terms of service at visasignatureconcierge.com.
¹⁰ Certain restrictions and limitations apply. Benefits vary at select Sonoma County wineries and are subject to change at any time. Go tovisasignatureconcierge.com for full details.
The Venmo Visa Credit Card is issued by Synchrony Bank pursuant to a license from Visa USA Inc.
The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.
VISA is a registered trademark of Visa International Service Association and used under license.
Venmo is a service of PayPal, Inc. (“PayPal”), a licensed provider of money transfer services. All money transmission is provided by PayPal pursuant to PayPal’s licenses. PayPal’s NMLS ID is # 910457.
GEORGIA: PayPal, Inc., is licensed by the Georgia Department of Banking and Finance, License # 34967.
MASSACHUSETTS: PayPal, Inc., holds Massachusetts Foreign Transmittal Agency License # FT3345.
NEW YORK: PayPal, Inc., is licensed as a Money Transmitter by the New York State Department of Financial Services.
PENNSYLVANIA: PayPal, Inc., is licensed to Transmit Money By Check, Draft or Money Order By The Department of Banking, Commonwealth of Pennsylvania.
RHODE ISLAND: PayPal, Inc., is a Rhode Island Licensed Seller of Checks and Money Transferor.
CONNECTICUT: PayPal, Inc. is Licensed by the State of Connecticut Department of Banking to perform Money Transmission, NMLS #910457, License Number MT-910457.