Venmo Credit Card E-Sign Consent

IMPORTANT NOTICE. In order to complete this transaction online, the Lender must provide you with certain disclosures required by law. The Lender can provide these disclosures to you online only if you consent. You should choose another payment option if you do not consent.

Definitions

In this Venmo Credit Card E-Sign Consent, the following definitions apply:

  • “You” and “your” mean the person who is asking to use your Venmo Credit Card to make a purchase or cash advance.
  • “We,” “us,” and “our” mean the Lender and, following an assignment, any person, company, or bank to whom the rights of the Lender have been assigned.
  • “Disclosures” mean important communications and other information relating to your application for and/or use of your Venmo Credit Card, including but not limited to agreements, privacy notices, billing statements and changes in terms.

Consumer Consent

By clicking the “Agree and Continue” button and/or checking the “I agree to have the Terms and Conditions presented electronically,” which you hereby adopt as your electronic signature, you consent and agree that:

  • We can provide Disclosures required by law and other information about your legal rights and duties to you electronically.
  • Your electronic signature on agreements and documents has the same effect as if you signed them in ink.
  • We can send all Disclosures to you electronically via the Venmo app or to the email address that you have provided to the merchant in this transaction or to another email address that you provide to us for that purpose rather than in paper form.
  • We may alert you when the Disclosures are available by sending you an electronic communication.
  • Our email will tell you how you can view the Disclosures.
  • We will make the Disclosures available to you for not less than 90 days from the date they first became available to you.
  • You will be able to print a copy of the Disclosures or download the information for your records.
  • This consent applies to this transaction, all future Disclosures you receive, and to all future transactions in which you use your Venmo Credit Card, at any time unless you have, prior to such transaction, withdrawn your consent by the procedure mentioned below.

What You Will Need

You understand that, in order to access and retain electronic Disclosures, you will need the following:

  • A computer or mobile device with an Internet connection.
  • A current web browser that includes 2048-bit encryption (e.g., Internet Explorer version 10.0 and above, Firefox version 27.0 and above, Chrome version 33.0 and above, or Safari version 7.0 and above) with cookies enabled.
  • A current version of the Venmo app (iOS or Android) installed on your mobile device.
  • A valid email address.
  • Sufficient storage space to save past Disclosures OR an installed printer to print them.
  • If you use a spam filter that blocks or re-routes emails from senders not listed in your email address book, you must add noreply.venmo@mail.synchronybank.com to your email address book.

Requesting Paper Documents And Withdrawing Consent

You understand that you may request paper copies of the Disclosures that we provide you electronically. There may be a fee charged for this service as described in your account terms. You understand that you can request to receive these Disclosures in paper form (in addition to electronic form) by downloading and/or logging into the Venmo app and changing your Venmo Credit Card settings. You can also request paper copies and/or withdraw your consent by contacting us at: 855-878-6462. Contacting us by phone is the only available method for withdrawing your consent.

Updating Email Address

At any time, you can update the email address to which we may send alerts that your Disclosures are available. You can change your email preferences by contacting us at: 855-878-6462, or on the Venmo app.

Legal Effect

By consenting, you agree that electronic Disclosures have the same meaning and effect as if we provided paper Disclosures to you when and if we are required to do so. When we send you a Disclosure in electronic form or post a Disclosure on our website that shall have the same meaning and effect as if we provided paper Disclosures to you, whether or not you choose to view the Disclosures, unless you had previously withdrawn your consent to receive Disclosures electronically. We may also send you an email alerting you that the Disclosures are available electronically and make them available online.

General

You understand and agree that we reserve the right to cancel this electronic Disclosure service, change the terms of use of this service, or send Disclosures in paper form at any time. You understand and agree that we are not responsible for any delay or failure in your receipt of any email notices we may send.