The Venmo Credit Card lets you earn custom cash back¹ to send, spend, or even to auto-purchase the crypto of your choice from your Venmo account.² Syncing seamlessly with the Venmo app, it’s the simplicity, convenience, and fun you know and love — only more.You may be eligible for a special offer - check the credit card section in your Venmo app to see! Make sure you have the most recent app version. Pre-approved? See below for important information.
Automatically earn 3% cash back on eligible purchases in your top spend category, 2% on the next, and 1% on all other eligible purchases.¹ All that, with no annual fee.³
Just toggle on the Purchase crypto feature and choose your favorite of four types of crypto. When cash back is transferred to your Venmo account at the end of every month, we’ll use it to automatically purchase crypto without any crypto transaction fee.
Crypto is volatile, so it can rise and fall in value quickly. Like all currencies, there’s potential for gains and losses — be sure to take it at a pace you’re comfortable with.
Your card comes with your own unique QR code on the front, so it’s a snap to Venmo friends. When they scan your code, up pops your Venmo profile to pay or get paid.
Connected
The Venmo app is your copilot for everything you do with the credit card.
Track it all
Keep tabs on card activity in the app, right alongside your crypto purchases and Venmo spending — every purchase, payment, split, and reward. The Venmo app gives you total control.
Friend-friendly
Pay with the card, then split the cost easily with Venmo friends – just like regular payments. Choose to apply payments from your friends to your Venmo account or directly to your credit card bill.
Shop virtually
Pull up your card details in the app to shop online everywhere Visa® cards are accepted — even before your physical card arrives. Was your card compromised? Simply request your virtual card in the app and keep shopping.
Visa no-worry security
Lost or stolen card? Tap in the app to disable your physical card. Tap to enable when you have it back in your hands. The Visa® Zero Liability Policy⁴ keeps you covered the whole time.
Touch-free
shopping
The Venmo Credit Card is a Visa contactless card and a secure, touch free way to pay on contactless-enabled terminals.
Pick a card color, then we add your unique Venmo QR code. The best part? When friends scan your code, they’re taken right to your profile to pay or get paid.
Cotton Candy
Night Life
Denim
Campfire
Tropical Islands
Visa® perks
Have peace of mind knowing the card comes with trusted Visa Traditional Credit Card benefits. Plus, Visa Signature® cardholders get access to added travel and lifestyle perks. Woo-hoo!
The Venmo Credit Card is everything you love about Venmo — in a Visa® credit card. Seamlessly manage the card right from the Venmo app. It’s that easy. The Venmo Credit Card lets you make contactless payments, split your credit card purchases in the Venmo app, request a new virtual card number, earn cash back rewards¹ on your purchases, and more — all without an annual fee.³The card itself is printed with your personal Venmo QR code which makes activation a snap. Even better? Your friends on Venmo can scan the QR code to pay you or get paid back on the spot. I-owe-who?
The Venmo Credit Card is now available for eligible users to apply using the latest version of the Venmo app.
This is Venmo’s first credit card! Venmo does have a debit card and you can learn more about it at venmo.com/about/debitcard
If approved, the Venmo Credit Card gives you even more ways to Venmo. Shop, split, and earn customized cash back rewards¹ right to your Venmo account — all without an annual fee.³Credit card purchases earn you cash back right to your Venmo account at the end of each statement period, tailored to your personal spending. Earn up to 3% cash back on purchases in your eligible top spend category, up to 2% on purchases in your second eligible top spend category, and 1% on other eligible purchases.Out with friends? We’ve got you covered. Split your card purchases in the app, and even have a friend pay the bill directly. Plus, you can use your card to send payments to your friends on Venmo, just like you do today: friends can scan your unique QR code on the front of your card to pay or get paid.Features like contactless payments and the ability to request a new virtual card number in the app mean you can shop and pay without slowing down.
The Venmo Credit Card Rewards program helps you earn cash back¹ on all of your eligible purchases. During each statement period, you will automatically earn cash back — maximized to what you spend the most on.
Earn up to 3% on your eligible top spend category
Earn up to 2% on your second eligible top spend category
Earn 1% on all other eligible purchases
Your cash back rewards will be automatically added to your Venmo account at the end of each statement period. No points. No calculations. We’ll do the math. Use your rewards to pay your credit card bill, send money to Venmo friends, or treat yourself. Cash back can be used in any manner subject to the terms of your Venmo account.You can learn more about the rewards program here.See Rewards Program Terms for more information.
You can use your Venmo Credit Card everywhere Visa® cards are accepted. (Hint: that’s over 200 countries worldwide.) The card is automatically added as a payment method in your Venmo app so it’s always on hand for payments to friends and authorized merchants.Life’s better with options, so you have three ways to use your Venmo Credit Card account: you can make transactions from your Venmo app; you can make online purchases using your virtual card number; or you can use your physical card in stores and online. Your physical card is your fantastic plastic. You can use this card number in-person and online. It comes with a chip and supports contactless payments for a fast, easy and secure way to checkout at stores.Your virtual card number lives in the Venmo Credit Card section of the Venmo app. You can use this number to shop online and pay using the Venmo app as soon as you’re approved — before your physical card even arrives.
The QR code printed on the front of your Venmo Credit Card is unique to you. It’s the same personal QR code found in your Venmo app. If another Venmo user scans this code, they’ll be brought to your Venmo profile where they can send or request money from you. The QR code also allows you to activate your card without calling a phone number — just scan the front of your card when you receive it. Easy peasy.
Your physical card has your personal Venmo QR code on the front and can be used to activate your card.1. Turn on your phone’s camera and point it at the QR code on the front of your card2. Wait for the camera to scan the QR code3. Tap the prompt to open Venmo and activate your cardIf you prefer activating by phone, give us a ring at 855-890-6779.
It’s all in the app. You can manage your credit card account by navigating to the Venmo Credit Card section in the main menu of the Venmo app. There you can:
View your Venmo Credit Card balance
View your Rewards activity and balance
Adjust your credit card notification settings
Set up/adjust Autopay
View your Rewards activity and balance
Request a new virtual card number
View and download your credit card statement
Split and share Venmo Credit Card transactions in the Venmo app
Explore your spending trends
View transactions
Disable and enable your physical card
Configure alerts and emails
To get more details on the Venmo Credit Card, call Venmo Credit Card support at 855-878-6462 or you can explore more information in our Help Center.
The Venmo Credit Card is everything you love about Venmo — in a Visa® credit card. Seamlessly manage the card right from the Venmo app. It’s that easy. The Venmo Credit Card lets you make contactless payments, split your credit card purchases in the Venmo app, request a new virtual card number, earn cash back rewards¹ on your purchases, and more — all without an annual fee.³The card itself is printed with your personal Venmo QR code which makes activation a snap. Even better? Your friends on Venmo can scan the QR code to pay you or get paid back on the spot. I-owe-who?
The Venmo Credit Card is now available for eligible users to apply using the latest version of the Venmo app.
This is Venmo’s first credit card! Venmo does have a debit card and you can learn more about it at venmo.com/about/debitcard
If approved, the Venmo Credit Card gives you even more ways to Venmo. Shop, split, and earn customized cash back rewards¹ right to your Venmo account — all without an annual fee.³Credit card purchases earn you cash back right to your Venmo account at the end of each statement period, tailored to your personal spending. Earn up to 3% cash back on purchases in your eligible top spend category, up to 2% on purchases in your second eligible top spend category, and 1% on other eligible purchases.Out with friends? We’ve got you covered. Split your card purchases in the app, and even have a friend pay the bill directly. Plus, you can use your card to send payments to your friends on Venmo, just like you do today: friends can scan your unique QR code on the front of your card to pay or get paid.Features like contactless payments and the ability to request a new virtual card number in the app mean you can shop and pay without slowing down.
The Venmo Credit Card Rewards program helps you earn cash back¹ on all of your eligible purchases. During each statement period, you will automatically earn cash back — maximized to what you spend the most on.
Earn up to 3% on your eligible top spend category
Earn up to 2% on your second eligible top spend category
Earn 1% on all other eligible purchases
Your cash back rewards will be automatically added to your Venmo account at the end of each statement period. No points. No calculations. We’ll do the math. Use your rewards to pay your credit card bill, send money to Venmo friends, or treat yourself. Cash back can be used in any manner subject to the terms of your Venmo account.You can learn more about the rewards program here.See Rewards Program Terms for more information.
You can use your Venmo Credit Card everywhere Visa® cards are accepted. (Hint: that’s over 200 countries worldwide.) The card is automatically added as a payment method in your Venmo app so it’s always on hand for payments to friends and authorized merchants.Life’s better with options, so you have three ways to use your Venmo Credit Card account: you can make transactions from your Venmo app; you can make online purchases using your virtual card number; or you can use your physical card in stores and online. Your physical card is your fantastic plastic. You can use this card number in-person and online. It comes with a chip and supports contactless payments for a fast, easy and secure way to checkout at stores.Your virtual card number lives in the Venmo Credit Card section of the Venmo app. You can use this number to shop online and pay using the Venmo app as soon as you’re approved — before your physical card even arrives.
The QR code printed on the front of your Venmo Credit Card is unique to you. It’s the same personal QR code found in your Venmo app. If another Venmo user scans this code, they’ll be brought to your Venmo profile where they can send or request money from you. The QR code also allows you to activate your card without calling a phone number — just scan the front of your card when you receive it. Easy peasy.
Your physical card has your personal Venmo QR code on the front and can be used to activate your card.1. Turn on your phone’s camera and point it at the QR code on the front of your card2. Wait for the camera to scan the QR code3. Tap the prompt to open Venmo and activate your cardIf you prefer activating by phone, give us a ring at 855-890-6779.
It’s all in the app. You can manage your credit card account by navigating to the Venmo Credit Card section in the main menu of the Venmo app. There you can:
View your Venmo Credit Card balance
View your Rewards activity and balance
Adjust your credit card notification settings
Set up/adjust Autopay
View your Rewards activity and balance
Request a new virtual card number
View and download your credit card statement
Split and share Venmo Credit Card transactions in the Venmo app
Explore your spending trends
View transactions
Disable and enable your physical card
Configure alerts and emails
To get more details on the Venmo Credit Card, call Venmo Credit Card support at 855-878-6462 or you can explore more information in our Help Center.
Apply for the
Venmo Credit Card
in the app today
The Venmo Credit Card is available for eligible users to apply using the latest version of the Venmo app.
More ways to pay
with Venmo
Shop local
Pay local businesses the same way you pay your friends on Venmo.
If you have received a Venmo Credit Card prescreen offer, please read the following important information: Some of the interest rates shown may be lower than the rates approved for you. We may reduce any credit limit offered, or not open an account for you, if you no longer meet our criteria or don’t have sufficient income. If you provide information that we are unable to match to this offer, we may consider your response as an application. The minimum credit line is $250.
If you have received a Venmo Credit Card prescreen offer, please read the following important information: Some of the interest rates shown may be lower than the rates approved for you. We may reduce any credit limit offered, or not open an account for you, if you no longer meet our criteria or don’t have sufficient income. If you provide information that we are unable to match to this offer, we may consider your response as an application. The minimum credit line is $250.
You can choose to stop receiving “prescreened” offers of credit from this and other companies by calling toll-free 1-888-567-8688. View the Prescreen & Opt-Out Notice below for more information about prescreen offers. PRESCREEN & OPT-OUT NOTICE: This “prescreened” offer of credit is based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not meet our criteria. If you do not want to receive prescreened offers of credit from this and other companies, visit www.optoutprescreen.com(opens in a new tab), call the consumer reporting agencies toll-free, at 1-888-567-8688, write to: TransUnion Opt Out Request, P.O. Box 505, Woodlyn, PA 19094-0505; Equifax Options, P.O. Box 740123, Atlanta, GA 30374-0123; or Experian Opt-Out, P.O. Box 919, Allen, TX 75013.
You can choose to stop receiving “prescreened” offers of credit from this and other companies by calling toll-free 1-888-567-8688. View the Prescreen & Opt-Out Notice below for more information about prescreen offers. PRESCREEN & OPT-OUT NOTICE: This “prescreened” offer of credit is based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not meet our criteria. If you do not want to receive prescreened offers of credit from this and other companies, visit www.optoutprescreen.com(opens in a new tab), call the consumer reporting agencies toll-free, at 1-888-567-8688, write to: TransUnion Opt Out Request, P.O. Box 505, Woodlyn, PA 19094-0505; Equifax Options, P.O. Box 740123, Atlanta, GA 30374-0123; or Experian Opt-Out, P.O. Box 919, Allen, TX 75013.