One credit card. More ways to Venmo.

The Venmo Credit Card lets you earn custom cashback rewards* and syncs seamlessly with the Venmo app. It’s the simplicity, convenience, and fun you know and love — only more.

The Venmo Credit Card is now available for select customers to apply using the latest version of the Venmo app and will be available to all eligible Venmo customers in the U.S. in the coming months.

Earn smarter rewards

Automatically earn up to 3% cash back on your top spend category, 2% on the next, and 1% on the rest* — we’ll do the math. All that, with no annual fee.**

This card has you written all over it

Your card comes with your own unique QR code on the front, so it’s a snap to Venmo friends. When they scan your code, up pops your Venmo profile to pay or get paid.


Bit 3ffd053f-b8cc-58b0-b52a-2431ff39080cBit 7d278a66-c47b-589c-9ee6-9784e376957bBit 6a88fb6f-139a-52af-a09d-6b47c4984b24

The Venmo app is your co-pilot for everything you do with the credit card.

Track it all

Keep tabs on card activity in the app, right with all your Venmo spending – every purchase, payment, split, and reward. The Venmo app gives you total control.


Pay with the card, then split the cost easily with friends – just like regular Venmo payments. Choose to apply payments from your friends to your Venmo account or directly to your credit card bill.

Shop virtually

Pull up your card details in the app to shop online everywhere Visa® credit cards are accepted — even before your physical card arrives. Was your card compromised? Simply request your virtual card in the app and keep shopping.

Visa no-worry security

Lost or stolen card? Tap in the app to disable your physical card. Tap to enable when you have it back in your hands. The Visa® Zero Liability Policy*** keeps you covered the whole time.

Touch-free shopping

The Venmo Credit Card is a Visa contactless card and a secure, touch free way to pay on contactless-enabled terminals.

Bit 074ff7b7-33ff-57ca-9716-2ab90dc3e550

Like color? We’ve got you covered

Pick a card color, then we add your unique Venmo QR code. The best part? When friends scan your code, they’re taken right to your profile to pay or get paid.

Cotton Candy
Night Life
Tropical Islands

Visa® perks

Have peace of mind knowing the card comes with trusted Visa Traditional Credit Card benefits. Plus, Visa Signature® cardholders get access to added travel and lifestyle perks. Woo-hoo!

Have questions?Bit 16aa55b3-f42b-5bc1-a097-0008aa429c73Bit ac4fe519-6240-54d9-a9b8-ee403df25a89

Get quick answers about the Venmo Credit Card.

Apply for the Venmo Credit Card in the app today

The Venmo Credit Card is now available for select customers to apply using the latest version of the Venmo app and will be available to all eligible Venmo customers in the U.S. in the coming months.

More ways to pay with Venmo

Shop local

Pay local businesses the same way you pay your friends on Venmo.

Shop in apps & online

Check out with your Venmo balance, then share your finds with friends.

Venmo Debit Card

Take your Venmo balance shopping everywhere Mastercard® is accepted in the U.S.

* Use of cash back is subject to the terms of the Venmo account. Review the Venmo Credit Card Rewards Program Terms for more information.

** See Terms & Rates for New Accounts.

*** Unauthorized use does not include charges by a person to whom you have given authority to use your account or card, and you will be liable for all use by such person.

Application subject to credit approval. You must be at least 18 years old and reside in the US or its territories to apply. You must have a Venmo account in good standing, that has been open for at least 30 days prior to application.

All screen images shown are for illustrative purposes only. Actual experience will be based on account activity.

The Venmo Visa Credit Card is issued by Synchrony Bank pursuant to a license from Visa USA Inc. VISA and VISA SIGNATURE are registered trademarks of Visa International Service Association and used under license.

The Contactless Indicator mark and the Contactless Symbol are trademarks owned by and used with permission of EMVCo, LLC.

Venmo is a service of PayPal, Inc. (“PayPal”), a licensed provider of money transfer services. All money transmission is provided by PayPal pursuant to PayPal’s licenses. PayPal’s NMLS ID is # 910457.