Earn cash back rewards¹ based on your personal spending each month in these categories:
Transportation
Travel
Grocery
Entertainment
Dining & Nightlife
Bills & Utilities
Health & Beauty
Gas
Automatically earn up to 3% cash back on your eligible top spend category, 2% on the next, and 1% on the rest — we’ll do the math.
No annual fee
Get all of these features — and the benefits below — with no annual fee.²
Track it all in the app
Keep tabs on your Venmo Credit Card activity in the app. View every purchase, split, reward and payment in one place.
Accepted worldwide
Shop with your Venmo Credit Card everywhere Visa® credit cards are accepted, in more than 200 countries around the globe. Swipe, tap, or pay online for quick, contactless checkout.
Your virtual card at your fingertips
Shopping is effortless with your virtual card. Pull up your card details in the app to shop online anytime — even before your physical card arrives. Was your card compromised? Simply reset your virtual card in the app and keep shopping.
Use credit with friends
Split credit card purchases with Venmo friends, and pay or get paid back with Venmo. Apply payments from your Venmo friends to your Venmo account or directly to your credit card bill — it’s up to you!
Made just for you
The unique QR code on your card gives you another way to settle up with Venmo friends. A quick scan of your QR code pulls up your Venmo profile to pay or get paid.
Earn rewards on recurring payments
Consistently earn rewards when you use your credit card to set up recurring bill pay³ for your monthly expenses. Automatically earn up to 3% cash back¹ on payments made with your credit card — right to your Venmo account.
Visa Card Benefits
The Venmo Visa Credit Card issued by Synchrony Bank entitles you to a range of Visa benefits, including:
Cardholder Inquiry
24/7/365 cardholder support from anywhere in the world. For assistance at any time, contact:Call toll-free from the US: 855-878-6462From outside the US: 937-534-3654
Zero Liability Policy
We’ve got your back. With our Zero Liability Policy, you won’t be held responsible for unauthorized transactions made with your card or account information. You’re covered if your card is ever lost, stolen or fraudulently used. Notify Synchrony immediately of any unauthorized use:Call toll-free from the US: 855-878-6462From outside the US: 937-534-3654
Lost or Stolen Card Replacement
If your card has been lost or stolen, help is just a phone call away. With our 24/7 support, you can contact Synchrony at any time for assistance with blocking or having a replacement card shipped to you in the US or abroad.Call toll-free from the US: 855-878-6462From outside the US: 937-534-3654
Emergency Cash
In case of emergency, Visa can arrange for a wire cash transfer to be available at a location near you, usually within hours of approval by Synchrony.⁴ Some restrictions/limitations apply.Call toll-free from the US: 800-847-2911For a complete list of toll-free numbers from international countries, visit this link.
Roadside Dispatch®
Roadside Dispatch is a pay-for-use⁵ roadside assistance program. No membership or pre-enrollment is required. No annual dues. No limit on usage. You have the convenience of one toll-free number and may save money because rates are pre-negotiated. For roadside assistance, call 800-847-2869.For a set price per service call, the program includes:
Standard towing, up to 5 miles included⁶
Tire change. Must have a good, inflated spare
Jumpstarting
Lockout service (no key replacement)
Fuel delivery up to 5 gallons (plus the cost of fuel)
Standard winching
Certain terms, conditions, and exclusions apply. Please refer to your guide to benefits for further details.The benefits and services as further described in the Visa Guide to Benefits are provided solely by Visa. Venmo, PayPal and Synchrony Bank do not endorse, recommend, warrant or take responsibility for these offered benefits.Click here to see the full list and learn more about your Visa benefits.