Venmo Credit Card benefits

More rewards on what you buy most

Earn cash back rewards based1 on your personal spending each month in these categories:

  • Transportation
  • Travel
  • Grocery
  • Entertainment
  • Dining & nightlife
  • Bills & utilities
  • Health & beauty
  • Gas

Automatically earn 3% cash back on your eligible top spend category, 2% on the next, and 1% on the rest—we’ll do the math.

No annual fee

Get all of these features—and the benefits below—with no annual fee.2

Track it all in the app

Keep tabs on your Venmo Credit Card activity in the app. View every purchase, split, reward, and payment in one place.

Accepted worldwide

Shop with your Venmo Credit Card everywhere Visa® credit cards are accepted, in more than 200 countries around the globe. Swipe, tap, or pay online for quick, contactless checkout.

Your virtual card at your fingertips

Shopping is effortless with your virtual card. Pull up your card details in the app to shop online anytime—even before your physical card arrives. Was your card compromised? Simply reset your virtual card in the app and keep shopping.

Use credit with friends

Split credit card purchases with Venmo friends, and pay or get paid back with Venmo. Apply payments from your Venmo friends to your Venmo account or directly to your credit card bill—it’s up to you!

Made just for you

The unique QR code on your card gives you another way to settle up with Venmo friends. A quick scan of your QR code pulls up your Venmo profile to pay or get paid.

Earn rewards on recurring payments

Consistently earn rewards when you use your credit card to set up recurring bill pay3 for your monthly expenses. Automatically earn up to 3% cash back on payments made with your credit card—right to your Venmo account.

Visa Card benefits

The Venmo Visa® Credit Card issued by Synchrony Bank entitles you to a range of Visa benefits, including:

Cardholder inquiry

24/7/365 cardholder support from anywhere in the world. For assistance at any time, contact:

Call toll-free from the US:

855-878-6462

From outside the US:

937-534-3654

Zero Liability Policy

We’ve got your back. With our Zero Liability Policy, you won’t be held responsible for unauthorized transactions made with your card or account information. You’re covered if your card is ever lost, stolen, or fraudulently used. Notify Synchrony immediately of any unauthorized use:

Call toll-free from the US:

855-878-6462

From outside the US:

937-534-3654

Lost or stolen card replacement

If your card has been lost or stolen, help is just a phone call away. With our 24/7 support, you can contact Synchrony at any time for assistance with blocking or having a replacement card shipped to you in the US or abroad.

Call toll-free from the US:

855-878-6462

From outside the US:

937-534-3654

Emergency cash

In case of emergency, Visa can arrange for a wire cash transfer to be available at a location near you, usually within hours of approval by Synchrony.4 Some restrictions/limitations apply.

Call toll-free from the US:

800-847-2911

For a complete list of toll-free numbers from international countries, visit this link.

Roadside Dispatch®

Roadside Dispatch is a pay-for-use5 roadside assistance program. No membership or pre-enrollment is required. No annual dues. No limit on usage. You have the convenience of one toll-free number and may save money because rates are pre-negotiated. For roadside assistance, call 800-847-2869.

For a set price per service call, the program includes:

  • Standard towing, up to 5 miles included6
  • Tire change—must have a good, inflated spare
  • Jumpstarting
  • Lockout service (no key replacement)
  • Fuel delivery up to 5 gallons (plus the cost of fuel)
  • Standard winching

Certain terms, conditions, and exclusions apply. Please refer to your guide to benefits for further details.

The benefits and services as further described in the Visa Guide to Benefits are provided solely by Visa. Venmo, PayPal, and Synchrony Bank do not endorse, recommend, warrant, or take responsibility for these offered benefits.

Click here to see the full list and learn more about your Visa benefits.