Get paid early. Two days early.

With Direct Deposit on Venmo, paychecks can show up in your account up to two days early¹. Jackpot!

How we move up your paydays

It’s your money. You’ve earned it. So why wait to enjoy it? Banks usually add a day or two for processing, but we get your money to you as soon as we have it from your employer². All without extra fees.

Get paid fast

Do more with your money, on the double

With Direct Deposit, you can use your hard-earned money to settle up with friends fast, shop with the Venmo Debit Card right away, or pay with Venmo on your favorite mobile sites and apps.

Set-up is simple

1

Get Venmo

Open the Venmo app and go to SettingsDirect Deposit for your account and routing numbers.

2

Fill out your employer’s form

Fill out your employer’s Direct Deposit form with your account and routing numbers from the Venmo app.

3

Choose amount

Choose how much goes in your Venmo account — your whole paycheck, or just some.

1

Get Venmo

Open the Venmo app and go to SettingsDirect Deposit for your account and routing numbers.

2

Fill out your employer’s form

Fill out your employer’s Direct Deposit form with your account and routing numbers from the Venmo app.

3

Choose amount

Choose how much goes in your Venmo account — your whole paycheck, or just some.

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Direct Deposit, the Venmo way | Payment note
+ $2,500.00

Direct Deposit, the Venmo way

No fees for using Direct Deposit

We keep it simple and transparent. Get your money fast,¹ and there's no fee for using Direct Deposit.

Use your tax refund fast

You could even get your tax refund up to 5 days early.³ Simply file your taxes with your Venmo routing and account number, and we’ll do the rest.

FDIC-insured

With Direct Deposit, your Venmo balance funds are placed in FDIC-insured Program Banks (paypal.com) where they are eligible for FDIC pass-through insurance up to applicable limits. FDIC insurance doesn’t protect you against the failure of Venmo or PayPal. See Venmo User Agreement.

Get the Venmo app

Do more with your money, in one place

Send & Receive

Venmo is the simple, social
way to pay and get paid.

Manage your Venmo money

Move your money in and out of
your Venmo account easily.

Pay with Venmo

Use Venmo just about
anywhere you shop: in apps,
in-store, and online.

¹ Early access compared to standard banking practice of posting funds at settlement and subject to your employer providing pay information to the bank prior to payday. It may take up to two pay cycles for Direct Deposit to take effect. Transactions are reviewed, which may result in delays or funds being frozen or removed from your account.

² The availability of Direct Deposit is subject to your employer sending paycheck information 1-2 days in advance of payday.

³ Early access to your tax refund deposit applies to federal tax returns and requires Venmo Direct Deposit enrollment. Federal tax returns must be filed directly with the Internal Revenue Service (IRS). Early access to tax refund deposit as compared to receiving via standard banking direct deposit method, is subject to IRS timing, payment instructions, a Venmo account in good standing and fraud prevention measures.

The Venmo Mastercard® is issued by The Bancorp Bank, N.A.; Member FDIC, pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. Card may be used everywhere Mastercard is accepted in the United States. The Bancorp Bank, N.A., is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from Venmo.

All trademarks and brand names belong to their respective owners. Use of these trademarks and brand names do not represent endorsement by or association with this card program. All rights reserved.

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