Custom rewards. More *cha-ching.*

The Venmo Credit Card makes it easy to cash in on the things you do every day. Earn cash back* every month based on your personal spending, and you could use your transferred rewards to automatically buy crypto** from your Venmo account.
Estimated cash back reward amounts shown are for illustrative purposes.

We do the math for you

Cash back rewards are determined automatically, so just swipe, tap and watch your Venmo balance grow.

Use cash back to cash in on crypto

Just turn on crypto auto purchase, and choose from Bitcoin, Litecoin, Bitcoin Cash, and Ethereum. When cash back is transferred to your Venmo account at the end of every month, we’ll use it to automatically purchase crypto without any crypto transaction fee.
Crypto is volatile, so it can rise and fall in value quickly. Like all currencies, there’s potential for gains and losses — be sure to take it at a pace you’re comfortable with.
Learn more(opens in a new tab)

Cash in

Get rewarded in these spending categories

Transportation

Travel

Grocery

Entertainment

Dining & Nightlife

Bills & Utilities

Health & Beauty

Gas

Other

Rake in the rewards

The Venmo Credit Card gives you custom cash back* rewards — maximized to what you spend. We’ll track your spend categories as they change, so you can just sit back and cash in.

It’s easy to start earning

1

Get Venmo

Get the Venmo app to apply for the Venmo Credit Card
Learn more
2

Shop and spend

If approved, use the Venmo Credit Card for purchases everywhere Visa® cards are accepted.
3

Get cash rewards

Automatically earn cash back based on your spending, right to your Venmo account.
1

Get Venmo

Get the Venmo app to apply for the Venmo Credit Card
Learn more
2

Shop and spend

If approved, use the Venmo Credit Card for purchases everywhere Visa® cards are accepted.
3

Get cash rewards

Automatically earn cash back based on your spending, right to your Venmo account.

Apply for the Venmo Credit Card

The Venmo Credit Card is available for eligible users to apply using the latest version of the Venmo app.​

Learn more
* Use of cash back is subject to the terms of the Venmo account. Review the Venmo Credit Card Rewards Program Terms for more information.** See Cash Back to Crypto Terms. When you buy or sell cryptocurrency, an exchange rate and any fees you will be charged for that transaction will be disclosed to you. The exchange rate includes a spread that Venmo earns on each purchase and sale. The transaction fee will be 0% only when using the automatic purchase feature to use Venmo Credit Card cash back rewards. Trading cryptocurrency is subject to a number of risks and may result in significant losses. Venmo does not make any recommendations regarding buying or selling cryptocurrency. Consider seeking advice from your financial and tax advisor. All custody of and trading in cryptocurrency is performed for Venmo by its licensed service provider, Paxos Trust Company, LLC. Buying, selling, and holding cryptocurrencies is not regulated in many states, including the State of California. Venmo is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. Buying, selling and holding cryptocurrency with Venmo is not available in Hawaii and where prohibited by law. Synchrony does not provide, recommend, or take responsibility for the cryptocurrency program. Application subject to credit approval. You must be at least 18 years old and reside in the US or its territories to apply. You must have a Venmo account in good standing, that has been open for at least 30 days prior to application. All screen images shown are for illustrative purposes only. Actual experience will be based on account activity. The Venmo Visa Credit Card is issued by Synchrony Bank pursuant to a license from Visa USA Inc. VISA is a registered trademark of Visa International Service Association and used under license. The Contactless Indicator mark and the Contactless Symbol are trademarks owned by and used with permission of EMVCo, LLC. Venmo is a service of PayPal, Inc. (“PayPal”), a licensed provider of money transfer services. All money transmission is provided by PayPal pursuant to PayPal’s licenses. PayPal’s NMLS ID is # 910457.