Venmo is free to use with a bank account and most debit cards.

We're all about making payments between friends stressless and fun, so it doesn't make a lot of sense to charge you for grabbing dinner with your friends or getting paid back.

Free payment methods

Your Venmo Balance

This is money in your Venmo account before you transfer it to your bank account.

Bank Accounts

Your account works with all major banks in the US.

Debit cards

We support all major debit cards. Check in Settings > Banks & Cards in the Venmo app to see if yours is free.

There is a 3% fee on credit cards and some debit cards. Receiving money through the Venmo app is always free.