Sending money using your balance, bank account or debit card is free with Venmo.

Paying your friends back for pizza shouldn’t cost more than your slice. That’s why when you send money using your Venmo balance, bank account, debit card or prepaid card, we waive fees so it’s free to use. If you want to send money using a credit card, our standard 3% fee applies.

Receiving money and making payments to authorized businesses with Venmo is free. See the Venmo User Agreement for more information on Authorized Merchant Payments.

Free ways to send money

Your Venmo Balance

This is money you have available in your Venmo account.

Bank Accounts

Linking your U.S. bank account to Venmo is always free.

Debit cards

We support all debit cards and prepaid cards and waive fees, so they’re free to use.