Sending money using your balance, bank account or debit card is free with Venmo.

Paying your friends back for pizza shouldn’t cost more than a slice. That’s why when you send money using your Venmo balance, bank account, debit card or prepaid card, we waive fees so it’s free to use. If you want to send money using a credit card and still collect those points, our standard 3% fee applies.

Receiving money and making purchases in other apps with Venmo is always free.

Free ways to send money

Your Venmo Balance

This is money you have available in your Venmo account.

Bank Accounts

Linking your U.S. bank account to Venmo is always free.

Debit cards

We support all debit cards and prepaid cards and waive fees, so they’re free to use.