One credit card. Now with a $200 bonus.

The Venmo Credit Card lets you earn custom cash back¹ to send, spend, or even to auto-purchase the crypto of your choice from your Venmo account.² Syncing seamlessly with the Venmo app, it’s the simplicity, convenience, and fun you know and love — only more.

For a limited time - score a $200 cash back bonus after you spend $1,000 in the first 6 months of account opening.*

Apply now through March 31st to be eligible for the $200 cash back bonus. Subject to credit approval. See terms below.

Earn smarter rewards

Automatically earn 3% cash back on your eligible top spend category, 2% on the next, and 1% on the rest¹ — we’ll do the math. All that, with no annual fee.³

Turn your cash back into crypto

Just toggle on the Purchase crypto feature and choose your favorite of four types of crypto. When cash back is transferred to your Venmo account at the end of every month, we’ll use it to automatically purchase crypto without any crypto transaction fee.

Crypto is volatile, so it can rise and fall in value quickly. Like all currencies, there’s potential for gains and losses — be sure to take it at a pace you’re comfortable with.

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This card has you written all over it

Your card comes with your own unique QR code on the front, so it’s a snap to Venmo friends. When they scan your code, up pops your Venmo profile to pay or get paid.


The Venmo app is your copilot for everything you do with the credit card.

Track it all

Keep tabs on card activity in the app, right alongside your crypto purchases and Venmo spending — every purchase, payment, split, and reward. The Venmo app gives you total control.


Pay with the card, then split the cost easily with Venmo friends – just like regular payments. Choose to apply payments from your friends to your Venmo account or directly to your credit card bill.

Shop virtually

Pull up your card details in the app to shop online everywhere Visa® cards are accepted — even before your physical card arrives. Was your card compromised? Simply request your virtual card in the app and keep shopping.

Visa no-worry security

Lost or stolen card? Tap in the app to disable your physical card. Tap to enable when you have it back in your hands. The Visa® Zero Liability Policy⁴ keeps you covered the whole time.

Touch-free shopping

The Venmo Credit Card is a Visa contactless card and a secure, touch free way to pay on contactless-enabled terminals.

Like color? We’ve got you covered

Pick a card color, then we add your unique Venmo QR code. The best part? When friends scan your code, they’re taken right to your profile to pay or get paid.

Venmo Credit Card Pink Pattern
Venmo Credit Card Pink Pattern
Cotton Candy
Venmo Credit Card Black Pattern
Venmo Credit Card Black Pattern
Night Life
Venmo Credit Card Denim Blue Pattern
Venmo Credit Card Denim Blue Pattern
Venmo Credit Card Red Pattern
Venmo Credit Card Red Pattern
Venmo Credit Card Green Pattern
Venmo Credit Card Green Pattern
Tropical Islands

Visa® perks

Have peace of mind knowing the card comes with trusted Visa Traditional Credit Card benefits. Plus, Visa Signature® cardholders get access to added travel and lifestyle perks. Woo-hoo!

Have questions?

Get quick answers about the Venmo Credit Card.

Apply for the Venmo Credit Card in the app today

The Venmo Credit Card is available for eligible users to apply using the latest version of the Venmo app.

More ways to pay with Venmo

Shop local

Pay local businesses the same way you pay your friends on Venmo.

Shop in apps & online

Check out with your Venmo balance, then share your finds with friends.

Venmo Debit Card

Take your Venmo balance shopping everywhere Mastercard® is accepted in the U.S.

*To qualify for this cash back bonus offer, you must apply for a Venmo Credit Card account by 11:59 p.m. ET on March 31, 2022, and subsequently be approved. Offer may only be redeemed by the eligible participant, such eligibility to be determined by Venmo in its sole discretion. Cardholder must make net eligible purchase(s) (minus returns and other adjustments) of $1,000 or more with their Venmo Credit Card within 6 months of account opening in order to qualify for the $200 cash back bonus (maximum of one cash back bonus may be earned per person). Cash advances do not qualify towards the net eligible purchases of $1,000. Fulfillment of the cash back bonus via an automatic transfer to the Venmo account will occur no later than 45 days after net eligible purchase qualification threshold is met. Both your Venmo account and the Venmo Credit Card account must remain open, be in good standing, and not become delinquent at the time the cash back bonus is awarded. Once reflected in your Venmo account, use of the cash back bonus is subject to the terms of your Venmo account. This promotional offer is in addition to and does not replace the Cash Back Rewards program as detailed in the Rewards Program Terms.

¹ Cash back rewards are available on all eligible purchases: earn 3% in the eligible top spend category, 2% in the second eligible top spend category, and 1% on the rest. Use of cash back is subject to the terms of the Venmo account. Review the Venmo Credit Card Rewards Program Terms for more information.

² See Cash Back to Crypto Terms. When you buy or sell cryptocurrency, an exchange rate and any fees you will be charged for that transaction will be disclosed to you. The exchange rate includes a spread that Venmo earns on each purchase and sale. The transaction fee will be 0% only when using the automatic purchase feature to use Venmo Credit Card cash back rewards. Trading cryptocurrency is subject to a number of risks and may result in significant losses. Venmo does not make any recommendations regarding buying or selling cryptocurrency. Consider seeking advice from your financial and tax advisor. All custody of and trading in cryptocurrency is performed for Venmo by its licensed service provider, Paxos Trust Company, LLC. Buying, selling, and holding cryptocurrencies is not regulated in many states, including the State of California. Venmo is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. Buying, selling and holding cryptocurrency with Venmo is not available in Hawaii and where prohibited by law. Synchrony does not provide, recommend, or take responsibility for the cryptocurrency program.

³ See Terms & Rates for New Accounts.

⁴ Unauthorized use does not include charges by a person to whom you have given authority to use your account or card, and you will be liable for all use by such person.

Application subject to credit approval. You must be at least 18 years old and reside in the US or its territories to apply. You must have a Venmo account in good standing, that has been open for at least 30 days prior to application. An approved Venmo Credit Card application will result in a hard credit inquiry, which may impact your credit score.

All screen images shown are for illustrative purposes only. Actual experience will be based on account activity.

The Venmo Visa Credit Card is issued by Synchrony Bank pursuant to a license from Visa USA Inc. VISA and Visa Signature are registered trademarks of Visa International Service Association and used under license.

The Contactless Indicator mark and the Contactless Symbol are trademarks owned by and used with permission of EMVCo, LLC.