Safe, fast,
& easy

See why millions of people use Venmo to pay, get paid, shop, and share.

Scan the code to get the Venmo app.

Appstore QR code
Appstore QR code
Send to friends

Whether you’re splitting everyday bills, paying your friend back for an activity, or sending a gift card,* Venmo makes it easy. Write a custom note or use gift wrap to make the payment feel personalized.

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*Venmo account required. Eligibility requirements and terms apply.

Split group expenses in a snap

With Venmo Groups, you can track and divide shared costs in one spot without added headaches or cost. Just add your friends and fill in expenses. Whether you split things evenly or customize amounts, Venmo handles the math so you can focus on the moment.


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Sending money is just the start

Venmo can help you earn cash back rewards, shop special offers, and even explore crypto.1 Use the app to learn more about all the ways to Venmo.

Sending money is just the start

Get cashback offers from participating brands when you use the Venmo Debit Card2. Plus, you’ll enjoy instant access to the money in your Venmo account.

Explore crypto in the app

Got $1? Dip your toe into crypto. Venmo makes it easy to track, buy, and sell crypto.1

Earn cash back with the Venmo Credit Card

With the Venmo Credit Card, you can automatically earn 3% cash back on your eligible top spend category, 2% on the next, and 1% on the rest.3

No surprises

It’s free to send money using what’s in your Venmo account or bank account. 


$0 to sign up

$0 to send money*

$0 monthly fees


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*Venmo does not charge for sending money from a linked bank account, debit card, or your Venmo account. There is a 3% fee for sending money using a linked credit card. 

Security is built into the app

Venmo uses multi-factor authentication for logins and encrypts all transactions to help keep your financial information secure. You can control your own privacy and passcode settings to help protect your Venmo account, and even enjoy Purchase Protection4 when you make eligible purchases in the app.

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Get your money fast

Need your Venmo money ASAP? Use Instant Transfer to get your cash within minutes.* A 1.5% fee (minimum $0.25, maximum $15) is deducted from the transfer amount.


*Transfer speed depends on your bank and could take up to 30 minutes. Transfers are reviewed, which may result in delays or funds being frozen or removed from your Venmo account.

Scan to get the Venmo app

Appstore QR code
Appstore QR code

Get the Venmo app

1Crypto is volatile, so it can rise and fall in value quickly. Like all currencies, there's potential for gains and losses — so be sure to take it at a pace you're comfortable with.

When you buy or sell cryptocurrency, we will disclose an exchange rate and any fees you will be charged for that transaction. The exchange rate includes a spread that Venmo earns on each purchase and sale.

Buying and selling cryptocurrency is subject to a number of risks and may result in significant losses. Please see our disclosure here for more details. Venmo does not make any recommendations regarding buying or selling cryptocurrency. Consider seeking advice from your financial and tax advisor. All custody of and trading in cryptocurrency is performed for Venmo by its licensed service provider, Paxos Trust Company, LLC. 

Buying, selling, and holding cryptocurrencies is not regulated in many states, including the State of California. Venmo is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. Buying, selling and holding cryptocurrency with Venmo is not available in Hawaii and where prohibited by law.

2Use of cash back is subject to the terms of the Venmo account. Review the Venmo Credit Card Rewards Program Terms for more information.

Application subject to credit approval. You must be at least 18 years old and reside in the US or its territories to apply. You must have a Venmo account in good standing, that has been open for at least 30 days prior to application. An approved Venmo Credit Card application will result in a hard credit inquiry, which may impact your credit bureau score.

The Venmo Visa Credit Card is issued by Synchrony Bank pursuant to a license from Visa USA Inc. VISA is a registered trademark of Visa International Service Association and used under license.

3Each Venmo Offer Powered by DOSH is available for a limited time only at participating merchants on qualifying purchases (as stated in the particular offer and subject to the full program terms). By participating, you agree that DOSH may create a wallet for you on its system in order for you to earn and redeem Venmo Offers. Any Venmo Offer that you earn will be transferred to your Venmo account. All offers made available to you may become unavailable without notice. Additional terms and exclusions apply. See full Venmo Offers Powered by Dosh Terms of Service and Privacy Policy here.

4Purchase Protection is available on eligible sales and purchases. See terms and limitations.