Cash your government stimulus check on the Venmo app

Cash your stimulus check without a trip to the bank—and for no fees. For a limited time, fees associated with Venmo’s Cash a Check feature¹ are being waived² for government stimulus payments.

Cash a check in 3 steps

1

Get Venmo

Download the Venmo app, and make sure you’re on the latest app version*
2

Manage Balance

Go to the “☰” menu and tap “Manage Balance”
3

Cash your check

Select “Cash a Check.” You’ll be prompted to scan your check with your phone. If your check is approved, the 1% fee to cash government checks in minutes will be automatically waived.  Limited availability. Terms apply²
1

Get Venmo

Download the Venmo app, and make sure you’re on the latest app version*
2

Manage Balance

Go to the “☰” menu and tap “Manage Balance”
3

Cash your check

Select “Cash a Check.” You’ll be prompted to scan your check with your phone. If your check is approved, the 1% fee to cash government checks in minutes will be automatically waived.  Limited availability. Terms apply²
*Venmo Customers eligible for the Cash-a-Check feature must have Direct Deposit or a Venmo Debit Card enabled, location services turned on, and have a verified email address by Venmo.

Looking for more info?

Get the latest guidance on stimulus payments.
View IRS Resources page(opens in a new tab)

Learn more about getting your stimulus check on Venmo
View Help Center FAQs(opens in a new tab)

Learn how you can get paychecks up to 2 days early³
Learn about Direct Deposit
¹The Cash a Check feature is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions and Privacy Policy. Fees and terms apply. All checks subject to review for approval. Unapproved checks will not be funded to your account. For more details, visit www.ingomoney.com/partners/paypal-terms-conditions.


²Venmo Cash a Check Campaign Terms and Conditions

How it works. For a limited time, use Venmo’s Cash a Check feature in our mobile app to cash any government-issued stimulus check, government-issued check or payroll check with a pre-printed signature and the check cashing fee of 1% for disbursement in minutes will be waived for approved checks (“Offer”). Checks which are not approved will not be transferred to your account with Venmo. Venmo reserves the right to cancel, extend, suspend or modify this Offer in part or in its entirety at any time without notice, for any reason in its sole discretion. Any questions relating to the promotion will be resolved in Venmo’s sole discretion and its decisions are final and binding.

Offer Period. Offer ends when the $500,000 USD cap has been reached. (“Offer Period”). 

Eligibility Requirements. Must have a U.S.  eligible Venmo account (“Valid Account”) in good standing to participate. Must use your Valid Account and the Cash a Check feature in the Venmo app to a) take a picture of any government issued stimulus check, government issued check or payroll check with a pre-printed signature that you want to cash, and b) send through the Venmo app for review. If approved, the check funds will be transferred into your Venmo account. Offer is limited to a maximum check transfer amount of $5,000 USD per day for each Venmo account holder. There is a minimum allowed per check transfer of $5.00 USD. The total maximum check transfer per Venmo account in 30 days is $15,000 USD. For the best experience, use the latest versions of the Venmo app and operating system on your mobile device.

Exclusions/Disqualification. Offer is void and 1% check cashing fee will not
be waived if, in Venmo’s sole discretion: (1) it is made in an attempt to tamper with or impair the administration, security, proper play, or fairness of this Offer, (2) it is not completed through legitimate channels, (3) any Offer-related materials are counterfeit, altered, defective, tampered with or irregular in any way, or (4) any person supplies false or misleading information, participates by any fraudulent means, or is otherwise determined to be in violation of these Terms. The Offer is void where prohibited, if submissions are not completed through legitimate channels, or if any promotion related materials are counterfeit, altered, fraudulent, defective, tampered with or irregular in any way.³Early access compared to standard banking practice of posting funds at settlement and subject to your employer providing pay information to the bank prior to payday. It may take up to two pay cycles for Direct Deposit to take effect. Transactions are reviewed, which may result in delays or funds being frozen or removed from your account.