Level up your Venmo.

Spend the money you have in your Venmo account and earn up to 5% cashback from places you already shop.¹ No monthly fee, no minimum balance. It's the best of Venmo, in a debit card.

Get the Debit Card(opens in a new tab)

Get started
in the
Venmo app

Earn up to 5% cashback1

Spend your Venmo balance

No monthly fees

No minimum balance

Not all debit cards were created equal.

Earn up to 5% cashback¹ for using your debit card at some of your favorite spots. The best part? You can spend the money in your Venmo account. So getting paid back for dinner can turn into paying for coffee, yoga class, new shoes—whatever you’re buying, wherever Mastercard® is accepted.

With your Venmo Debit Card, you have pass-through FDIC insurance

Your USD Venmo funds are held in Program Banks, where they are, subject to certain conditions, eligible for pass-through FDIC insurance up to $250,000 at each Program Bank. FDIC insurance protects against the failure of a Program Bank, not Venmo.
Venmo is not a bank, does not take deposits, and is not FDIC-insured. See Venmo User Agreement. 

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Cashback that gets you.

Find deals tailored to you, over and over again. Offers change all the time, giving you more ways to earn up to 5% cashback1 in some of your most-shopped categories like grocery, health & beauty, and entertainment.

See deals under your debit card balance in the app. Hit Explore all, toggle on the offers you want to activate, and score cashback as you shop.1

Offers shown are for illustrative purposes only.

Leave your wallet at home.

Add your Venmo Debit Card to your mobile wallet (like Apple Pay or Google Pay) right when you sign up. Shop and earn rewards even before your card arrives in the mail—and start making cashback a habit.

Take your balance with you.

The Venmo Debit Card unlocks all new ways to use your Venmo money.

Spend it

Got paid back for brunch? Use it to pay for your ride home. And continue earning cashback1 at some of your favorite spots as you spend your Venmo money.

Split it

Pay with your card now, and easily split it in the app later. Or have friends settle up before you pay the bill, so your balance is ready to cover the total.

Withdraw cash

Withdraw cash at no cost from 40K MoneyPass® ATMs in the U.S.² Find an ATM near you.

Add funds

Need money ASAP? Instantly boost your balance with a linked debit card. Or, set up Direct Deposit and get your paycheck into your Venmo balance up to 2 days early.3

Match your vibe

What color’s your style? Choose your design, confirm your info in a few taps, and start earning cashback1 ASAP.

Get started
in the
Venmo app

Apple Pay is a trademark of Apple Inc. Apple Pay is a service provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Any card used in Apple Pay is offered by the card issuer.

Google Pay and Google Wallet are trademarks of Google LLC.

Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.

¹Each Venmo Offer Powered by DOSH is available for a limited time only at participating merchants on qualifying purchases (as stated in the particular offer and subject to the full program terms). By participating, you agree that DOSH may create a wallet for you on its system in order for you to earn and redeem Venmo Offers. Any Venmo Offer that you earn will be transferred to your Venmo account. All offers made available to you may become unavailable without notice. Additional terms and exclusions apply. See full Venmo Offers Powered by Dosh Terms of Service and Privacy Policy here.

²ATMs must display the Mastercard®, Cirrus®, PULSE®, or MoneyPass® acceptance marks. Daily withdrawal limits apply. Transactions at non-MoneyPass ATMs and non-U.S. ATMs have a $2.50 ATM fee. No fee for MoneyPass ATM Withdrawals in the U.S. ATM operator fees may also apply. See Cardholder Agreement for details.

3The availability of Direct Deposit is subject to your employer sending paycheck information 1-2 days in advance of payday.

Early access compared to standard banking practice of posting funds at settlement and subject to your employer providing pay information to the bank prior to payday. It may take up to two pay cycles for Direct Deposit to take effect. Transactions are reviewed, which may result in delays or funds being frozen or removed from your account.

The Venmo Mastercard® is issued by The Bancorp Bank, N.A., pursuant to license by Mastercard International Incorporated. Card may be used everywhere Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. The Bancorp Bank, N.A. is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from Venmo.

All trademarks and brand names belong to their respective owners. Use of these trademarks and brand names do not represent endorsement by or association with this card program. All rights reserved. Standard data rates from your wireless service provider may apply.