One credit card. More ways to Venmo.

The Venmo Credit Card is everything you love about Venmo — in a Visa® credit card. Seamlessly manage the card right from the Venmo app. It’s that easy. The Venmo Credit Card lets you make contactless payments, split your credit card purchases in the Venmo app, request a new virtual card number, earn cash back rewards¹ on your purchases, and more — all without an annual fee.³

The card itself is printed with your personal Venmo QR code which makes activation a snap. Even better? Your friends on Venmo can scan the QR code to pay you or get paid back on the spot. I-owe-who?

The Venmo Credit Card is now available for eligible users to apply using the latest version of the Venmo app.

This is Venmo’s first credit card! Venmo does have a debit card and you can learn more about it at venmo.com/about/debitcard

If approved, the Venmo Credit Card gives you even more ways to Venmo. Shop, split, and earn customized cash back rewards¹ right to your Venmo account — all without an annual fee.³

Credit card purchases earn you cash back right to your Venmo account at the end of each statement period, tailored to your personal spending. Earn up to 3% cash back on purchases in your eligible top spend category, up to 2% on purchases in your second eligible top spend category, and 1% on other eligible purchases.

Out with friends? We’ve got you covered. Split your card purchases in the app, and even have a friend pay the bill directly. Plus, you can use your card to send payments to your friends on Venmo, just like you do today: friends can scan your unique QR code on the front of your card to pay or get paid.

Features like contactless payments and the ability to request a new virtual card number in the app mean you can shop and pay without slowing down.

The Venmo Credit Card Rewards program helps you earn cash back¹ on all of your eligible purchases. During each statement period, you will automatically earn cash back — maximized to what you spend the most on.

• Earn up to 3% on your eligible top spend category

• Earn up to 2% on your second eligible top spend category

• Earn 1% on all other eligible purchases

Your cash back rewards will be automatically added to your Venmo account at the end of each statement period. No points. No calculations. We’ll do the math. Use your rewards to pay your credit card bill, send money to Venmo friends, or treat yourself. Cash back can be used in any manner subject to the terms of your Venmo account.

You can learn more about the rewards program here.

See Rewards Program Terms for more information.

You can use your Venmo Credit Card everywhere Visa® cards are accepted. (Hint: that’s over 200 countries worldwide.) The card is automatically added as a payment method in your Venmo app so it’s always on hand for payments to friends and authorized merchants.

Life’s better with options, so you have three ways to use your Venmo Credit Card account: you can make transactions from your Venmo app; you can make online purchases using your virtual card number; or you can use your physical card in stores and online.

Your physical card is your fantastic plastic. You can use this card number in-person and online. It comes with a chip and supports contactless payments for a fast, easy and secure way to checkout at stores.

Your virtual card number lives in the Venmo Credit Card section of the Venmo app. You can use this number to shop online and pay using the Venmo app as soon as you’re approved — before your physical card even arrives.

The QR code printed on the front of your Venmo Credit Card is unique to you. It’s the same personal QR code found in your Venmo app. If another Venmo user scans this code, they’ll be brought to your Venmo profile where they can send or request money from you. The QR code also allows you to activate your card without calling a phone number — just scan the front of your card when you receive it. Easy peasy.

Your physical card has your personal Venmo QR code on the front and can be used to activate your card.

1. Turn on your phone’s camera and point it at the QR code on the front of your card

2. Wait for the camera to scan the QR code

3. Tap the prompt to open Venmo and activate your card

If you prefer activating by phone, give us a ring at 855-890-6779.

It’s all in the app. You can manage your credit card account by navigating to the Venmo Credit Card section in the main menu of the Venmo app. There you can:

• View your Venmo Credit Card balance

• View your Rewards activity and balance

• Adjust your credit card notification settings

• Set up/adjust Autopay

• View your Rewards activity and balance

• Request a new virtual card number

• View and download your credit card statement

• Split and share Venmo Credit Card transactions in the Venmo app

• Explore your spending trends

• View transactions

• Disable and enable your physical card

• Configure alerts and emails
  

To get more details on the Venmo Credit Card, call Venmo Credit Card support at 855-878-6462 or you can explore more information in our Help Center.