Fast, safe,
social
payments

Pay, get paid, grow a business, and more. Join the tens of millions of people on Venmo.
Pay, get paid, grow a business, and more. Join the tens of millions of people on Venmo.

Scan to download the Venmo app

or

Create an account

Pay friends

Pay friends

Venmo helps settling up feel more like catching up. Send and receive money with Venmo friends to split everyday necessities, bills, and shared activities like takeout or travel. 


Need a gift? Keep it simple and make any payment feel extra special with Venmo. Find out how.

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Shop your favorite brands

Just like sending money to friends, you can use Venmo to checkout at some of your favorite brands in-stores and online. Now getting repaid for last night’s dinner can cover this morning’s latte. 



Digital gift cards are also available to send for last-minute gifts, special occasions, or just saying thanks.
Find out how.*

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Manage your money on Venmo

Venmo Credit CardVenmo Credit Card


Earn up to 3% cash back on eligible purchases with the Venmo Credit Card.1 There’s no annual fee2, no limit to the cash back you can earn, and no impact to your credit score if declined.3

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Venmo Debit CardVenmo Debit Card


Spend your balance in more places using the Venmo Debit Card – all with no monthly fees or minimum balance requirements. You can even earn up to 5% cash back by activating offers in the app.4

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Venmo for ages 13-17Venmo for ages 13-17


A debit card for teens, and Venmo access to track their spending and send money to trusted friends and family. Plus, full parental visibility and controls.5 All with no minimum balance, no monthly fee.

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Grow a business.

Grow a business.

Take business payments and engage customers with the help of a seamless checkout experience people already know and trust.

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Purchase crypto

Start your journey for only $1. Buy, track, transfer, and sell 5 types of crypto through the Venmo app.6

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Get the
Venmo App

*Venmo account required. Eligibility requirements and terms apply.

1See Venmo Credit Card Rewards Program Terms. Use of cash back is subject to the terms of the Venmo User Agreement.

2See Terms & Rates for New Accounts.

3Application subject to credit approval. You must be at least 18 years old and reside in the US or its territories to apply. You must have a Venmo account in good standing, that has been open for at least 30 days prior to application. An approved Venmo Credit Card application will result in a hard credit inquiry, which may impact your credit bureau score.

4Each Venmo Offer Powered by DOSH is available for a limited time only at participating merchants on qualifying purchases (as stated in the particular offer and subject to the full program terms). By participating, you agree that DOSH may create a wallet for you on its system in order for you to earn and redeem Venmo Offers. Any Venmo Offer that you earn will be transferred to your Venmo account. All offers made available to you may become unavailable without notice. Additional terms and exclusions apply. See full Venmo Offers Powered by Dosh Terms of Service and Privacy Policy here.

5The Venmo Teen Account is available for eligible users 13-17 years old with parent or legal guardian sign up. Terms apply

6PayPal Balance or Venmo accounts required.



When you buy or sell cryptocurrency on PayPal or Venmo (including when you checkout with crypto on PayPal), Paypal or Venmo will disclose an exchange rate and any fees you will be charged for that transaction. For currencies other than PYUSD, the exchange rate includes a spread that is earned on each purchase and sale. Learn more about cryptocurrency fees on PayPal and Venmo.



Buying and selling cryptocurrency is subject to a number of risks and may result in significant losses. Please see PayPal’s disclosure and Venmo’s disclosure for more details.



PayPal and Venmo do not make any recommendations regarding buying and or selling cryptocurrency. Consider seeking advice from your financial and tax advisor. Some custody, trading, and transfer services for cryptocurrency are performed for PayPal and Venmo by our licensed service provider, Paxos Trust Company, LLC. PayPal USD is issued by Paxos, not PayPal or Venmo, and is subject to the Paxos US Dollar-Backed Stablecoin Terms and Conditions.



Any cryptocurrencies you hold in your Venmo account are not deposits, are not eligible for pass-through FDIC insurance and may lose value. FDIC insurance protects against the failure of a Program Bank, not the failure of Paypal, which provides the Venmo service. PayPal is not a bank, does not take deposits and is not FDIC insured. 


Cryptocurrency activity is not a regulated activity in many U.S. states and territories. PayPal, Inc. is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. Buying, selling, transferring, and holding cryptocurrency with PayPal and Venmo is not available in Hawaii and where prohibited by law.

All cryptocurrency prices shown are for illustrative purposes only.

The Venmo Visa Credit Card is issued by Synchrony Bank pursuant to a license from Visa USA Inc. VISA is a registered trademark of Visa International Service Association and used under license.

Venmo Mastercard® is issued by The Bancorp Bank, N.A. pursuant to license by Mastercard International Incorporated. Card may be used everywhere Mastercard is accepted in the U.S. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. The Bancorp Bank, N.A. is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from Venmo.

All trademarks and brand names belong to their respective owners. Use of these trademarks and brand names do not represent endorsement by or association with this card program. All rights reserved. Standard data rates from your wireless service provider may apply.