Fast, safe, social payments

Pay. Get paid. Shop. Share. Join tens of millions of people on Venmo.

Earn customized cash back

With the Venmo Credit Card¹, you can earn up to 3% cash back² to send, spend, or even to auto-purchase the crypto of your choice from your Venmo account.³ Reward categories automatically update based on what you buy, so earning is easy. Plus, the card's personalized QR code makes paying — and getting paid back — a snap.

Begin your crypto journey on Venmo

Got $1? That's all you need to buy crypto in the Venmo app.⁴ Choose from multiple types of cryptocurrency, then buy, track, and sell with ease.
Crypto is volatile, so it can rise and fall in value quickly. Like all currencies, there's a potential for gains and losses — be sure to take it at a pace you're comfortable with.

Spend & shop

Just like you Venmo your friends, you can Venmo businesses — and use your Venmo money for the purchase.⁵ So getting repaid from last night's dinner can cover this morning's latte.

- Image

Grow your business, the Venmo way

Reach customers’ friends (and their friends, too) with a business profile. It’s the easy way to help grow your business—from dog walkers to main street cafés and anything in between.

Get the Venmo app

¹ Application subject to credit approval. You must be at least 18 years old and reside in the US or its territories to apply. You must have a Venmo account in good standing, that has been open for at least 30 days prior to application. The Venmo Visa Credit Card is issued by Synchrony Bank pursuant to a license from Visa USA Inc. VISA is a registered trademark of Visa International Service Association and used under license.² Use of cash back is subject to the terms of the Venmo account. Review the Venmo Credit Card Rewards Program Terms for more information.³ See Cash Back to Crypto Terms. When you buy or sell cryptocurrency, an exchange rate and any fees you will be charged for that transaction will be disclosed to you. The exchange rate includes a spread that Venmo earns on each purchase and sale. The transaction fee will be 0% only when using the automatic purchase feature to use Venmo Credit Card cash back rewards. Trading cryptocurrency is subject to a number of risks and may result in significant losses. Venmo does not make any recommendations regarding buying or selling cryptocurrency. Consider seeking advice from your financial and tax advisor. All custody of and trading in cryptocurrency is performed for Venmo by its licensed service provider, Paxos Trust Company, LLC. Buying, selling, and holding cryptocurrencies is not regulated in many states, including the State of California. Venmo is licensed to engage in virtual currency business activity by the New York State Department of Financial Services. Buying, selling and holding cryptocurrency with Venmo is not available in Hawaii and where prohibited by law. Synchrony does not provide, recommend, or take responsibility for the cryptocurrency program.⁴ When you buy or sell cryptocurrency, we will disclose an exchange rate and any fees you will be charged for that transaction. The exchange rate includes a spread that Venmo earns on each purchase and sale.

Buying and selling cryptocurrency is subject to a number of risks and may result in significant losses. Please see our disclosure here for more details. Venmo does not make any recommendations regarding buying or selling cryptocurrency. Consider seeking advice from your financial and tax advisor. All custody of and trading in cryptocurrency is performed for Venmo by its licensed service provider, Paxos Trust Company, LLC.
⁵ Ability to use money sent to you for Venmo payments to other users or authorized merchants subject to Venmo verifying your required identifying information. Learn more.All trademarks and brand names belong to their respective owners. Use of these trademarks and brand names do not represent endorsement by or association with this card program. All rights reserved. Standard data rates from your wireless service provider may apply.