Get paychecks faster. Two days faster.

With Direct Deposit on Venmo, paychecks can show up in your account up to two days earlier¹ than your normal payday. Jackpot!

Move up your paydays

It’s your money. You’ve earned it. So why wait to enjoy it? Banks usually add a day or two for processing, but not Venmo. We get your money to you as soon as we receive notice from your employer². All without fees³.

Do more with your money, sooner

With Direct Deposit, you can use your hard-earned money to settle up with friends faster, shop with Venmo card sooner, or pay with Venmo on your favorite mobile sites and apps.

Set-up is simple

  1. Open the Venmo app and go to Settings → Direct Deposit for your account and routing numbers.
  2. Fill out your employer’s Direct Deposit form with your account and routing numbers from the Venmo app.
  3. Choose how much goes in your Venmo account — your whole paycheck, or just some.
  4. That’s it. We’ll take it from there.
Venmo Routing Number1210000248
Venmo Account Number••••••••4446

Direct Deposit, the Venmo way

No fees for
Direct Deposit

We keep it simple and transparent. Get your money faster, at no charge³.

All in one place

Use Direct Deposit for other income – like from a government stimulus payment, side gigs, and tax refunds⁴ – to manage more of your money with the app you know and love.


With Direct Deposit, your Venmo balance is eligible for FDIC insurance up to $250,000 through our partner banks, Wells Fargo Bank and The Bancorp Bank.

Direct Deposit FAQs

¹Early access compared to standard banking practice of posting funds at settlement and subject to your employer providing pay information to the bank prior to payday. It may take up to two pay cycles for Direct Deposit to take effect. Transactions are reviewed, which may result in delays or funds being frozen or removed from your account.

²The availability of Direct Deposit is subject to your employer sending paycheck information 1-2 days in advance of payday.

³While Direct Deposit is available at no cost, certain other transaction fees and costs, terms, and conditions are associated with the use of the Venmo debit card. See Cardholder Agreement and Venmo fees for more details.

⁴Limited to Direct Deposit of a federal or state tax refund, where permitted under applicable law. If you have questions about Direct Deposits from a federal agency, visit

The Venmo Mastercard is issued by The Bancorp Bank pursuant to license by Mastercard International Incorporated. The Bancorp Bank; Member FDIC. Card may be used everywhere Mastercard is accepted in the U.S. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

All trademarks and brand names belong to their respective owners. Use of these trademarks and brand names do not represent endorsement by or association with this card program. All rights reserved.

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